LOMA RISPER

Business and Money Management Strategist

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Loma Risper smiling in a white blazer with her arms crossed

Not sure you’re paying yourself the right way?

Maybe the tax bill is higher than you expected. Maybe a letter came and you don’t know what it means. Maybe you watched video after video and still can’t tell if you’re doing it right.

I’ve seen a lot of Texas S-corp owners feel this way. Many were embarrassed to ask. They shouldn’t have been.

You built this business. You should understand it.

Business and Money Management Strategist

Take the Quiz

Free. Start with how you pay yourself.

25+ years · Dallas, Texas · Founder of the BAMM BOSS Membership

Who I Am

I’m Loma Risper, a Business and Money Management Strategist based in Dallas. I have more than 25 years in accounting and business management, and I’ve helped 300+ business owners and families. I teach Texas owners how their taxes, filings, and pay decisions work, so you can understand your own business and know your next step. I founded the BAMM BOSS Membership, and I teach on YouTube.

I grew up in West Texas. My family had a motel business. As a kid I balanced checkbooks and processed payments, and I earned my father’s trust by getting the numbers right. Now I teach owners what I had to fight hard to learn.

“Best advisor I’ve met. She has been an awesome asset in my business world and personal life also. She has answered questions about everything with a smile. I couldn’t recommend a better business advisor.”
Nivell L.

How I Can Help You

Many owners don’t struggle because they don’t care. They struggle because no one ever taught them how the money side works. That’s where I come in.

Understand how you pay yourself

Salary and distributions are one decision, and the tax effects matter as much as the amount. I teach you how to see both.

Know which filings apply to you

Understand the difference between Texas franchise tax, sales tax, and federal filings, and what your business needs to take care of.

Make sense of your numbers

See what your financial information is telling you, what doesn’t add up, and what needs a closer look.

Spot problems and take the next step

Know what needs attention first, and what to do about it.

If you want more, the BAMM BOSS Membership is a course library, with courses added over time, for Texas business owners. I also show owners how to use AI in their business. I’ll tell you what I see, including the risk.

Start with one question.

How do you pay yourself from your S-corp? My free quiz, “The Salary Mistake 49% of S-Corps Make. Are You One of Them?”, is a good place to check. That’s from a 2021 Treasury watchdog report (TIGTA): 49.5% of S-corps reported no officer pay.

Start the Quiz

It’s free, and it’s built for Texas S-corp owners.

25+ years · 300+ business owners and families helped · Dallas, TX

Your S-corp should be saving you taxes. Is it?

For Texas S-corp owners who are making money but aren't sure about payroll, what to pay themselves, or the next IRS letter.

Free · Instant results

This is for you if you:

  • Want to understand your numbers

  • Are willing to do the work

  • Want to take control of your business

  • Want to be the BAMM BOSS of your own business: confident, in control, and making informed decisions.

This is not for you if you:

  • Want someone to just handle it all

  • Aren't ready to look at your numbers

  • Want a quick fix without the follow-through

Testimonials

"Best advisor I've met. She has been an awesome asset in my business world and personal life also. She has answered questions about everything with a smile. I couldn't recommend a better business advisor."

Nivell L.

President, Mayblossom Inc.

"She makes it sound so easy... the way she explains the process. It's just detailed enough to answer all my questions, but quick enough to learn in an afternoon. Great value, I'd recommend to anyone."

Christian R.

CEO, Hanka Fulfillment

"I am a client for life. I'll do whatever I need to do to stay compliant with my LLC. She will be seeing me again. I will be doing business and looking forward to doing business with her in the future. And if nothing else, become a customer or a client with her. You will not be disappointed."

Warren W.

CEO, Streetsmart Associates LLC

How I Help Texas S-Corp Owners

You built a business that makes money. Now you want to know it's set up right: that your S-corp is actually lowering your taxes, your salary holds up, your payroll and franchise tax filings are on time, and an IRS or Comptroller letter doesn't send you into a panic.

I teach you how it all works, step by step, so you can spot problems early and fix them with confidence. Start with your free BAMM Score, then use my guides, tools, and the BAMM BOSS membership to run your business and your money on your terms.

✓ Understand your S-corp tax savings
✓ Stay compliant with the IRS and Texas Comptroller
✓ Get your books and business credit ready

The Salary Mistake 49% of S-Corps Make. Are You One of Them?

You’re running a business. But if someone asked why you pay yourself that amount, could you explain it?

Answer 20 short questions about how you pay yourself. Your result will help you recognize what may need a closer look and give you one next step.

A 2021 report from the Treasury Inspector General for Tax Administration (TIGTA) found that 49.5% of S corporations did not report any officer compensation (Report 2021-30-042, August 2021).

Take the Free Salary Quiz

Free · 20 questions · About 5 minutes · Get Clarity

Loma Risper

25+ years300+ business owners and families helpedDallas, TX

I teach Texas S-corp owners how to understand their pay, taxes, and business responsibilities in plain words, one step at a time.

Sound familiar?

Being told to “put yourself on payroll” doesn’t explain how to choose your pay—or how distributions fit into the picture.

You don’t need to have it all figured out before you start. The quiz helps you take a closer look at what you’re doing now, so you know where to begin.

Owner shrugging beside a jar labeled Owner Draw: I take money out when I need it

You take money out of the company when you need it, and you’re not sure that’s the right way.

Owner thinking at a whiteboard of 60/40: I’ve been doing 60/40, nobody ever explained it

Someone told you to split it 60/40, and nobody said why.

Owner with a sticky note, My Salary?: I picked a salary that felt right

You picked a salary that felt right, and you couldn’t explain it if someone asked.

Owner holding a NOTICE envelope beside stacks of papers: I’m behind on my records

Your records have fallen behind, and you worry you’ll find out something is wrong from a letter.

If one of those sounds like you, the quiz is a good place to start.

Start here: how do you feel about your S-corp taxes?

Tap the one that sounds most like you. No wrong answers.

Tap the one that fits best, and your next step shows up here.

Show me where I stand

Understanding Your Situation is the First Step

Loma Risper at a whiteboard, teaching how a business setup and its taxes connect
I walk you through it one step at a time, in plain words.
Chart: an S-corp owner’s questions, then pay split into salary taxed as wages and a distribution with no payroll tax but still taxable

Now take a closer look at your own pay. The quiz takes about 5 minutes.

Find Out What to Fix First

How the quiz works

  1. 1

    Enter your email to start.

  2. 2

    Answer 20 questions about how you pay yourself, in about 5 minutes.

  3. 3

    See your result and your one next step.

Example resultExample only, not a real result

Your pay may need a closer look

What we noticed: your pay and your distributions may not be lined up yet.

Your one next step: take a closer look at how your salary is set, then use the guide that fits.

Your own result will be different. It gives you one next step.
Business owner smiling at her phone at a home office desk, taking a short quiz with a cup of coffee nearby

If this sounds like you, begin here.

Start My Free Quiz

What owners are saying

“The one and only clear channel on how to complete required annual reports. I’m a new LLC owner and this helped me shuffle through so much information! Thank you❤️”
@theman_10YouTube comment
“Thank you. You made it very easy to do this. I had piles of letters due to this, and didn’t know how to figure this out. Now I feel a burden lifted”
@femiibrahim7645YouTube comment
“I am a client for life. I’ll do whatever I need to do to stay compliant with my LLC. She will be seeing me again. I will be doing business and looking forward to doing business with her in the future. And if nothing else, become a customer or a client with her. You will not be disappointed.”
Warren W.

Ready to take a closer look at your pay? It takes about 5 minutes.

Show Me What to Fix First

Free · 20 questions · About 5 minutes

When you need to learn more, my guides and the BAMM BOSS Membership go deeper.

What brought you here today?

Pick the one that sounds most like you, and I’ll point you to the right place.

3824 Cedar Springs Rd #406 · Dallas, TX 75219 · www.lomarisper.com · loma@lomarisper.com

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